10 Steps to Conquering Back to School Spending
by Faye Prosser
As the summer sun warms the thick August air, the real heat for parents of school age children is coming from back to school spending. With the price of everyday necessities burning a hole in your wallet, you will be relieved to know that there are many effective ways to cut the cost of those expensive school purchases. From sneakers to scissors, these 10 steps will help you stretch your school supply budget and still send your kids off to school in style:
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1. Make a complete list. Include clothing and school supplies such as scissors, notebooks, backpacks, lunchboxes and all the other specific items each child will need. If you already have a supply list from your child's teacher, use this list when making the master list. If you do not already have a supply list, ask the school to provide a generic list of items that children in the relevant grades will need. Many retailers offer these lists in their stores. Call ahead to see if your local Wal-mart or Staples has the list for your child's school and grade.
2. Take inventory. Include both new and used items you already have in the house. You will be surprised at how many supplies you can check off your list just by going from room to room. Items like scissors, backpacks and rulers may not need to be purchased again for this school year. You can also use items you already have to spruce up inexpensive supplies. For example, if your child wants the expensive decorated folders but the plain ones are on sale for 5 cents, he/she can decorate the inexpensive ones with stickers or stencils you already have at home.
3. Create a detailed budget. List everything you think you will need to purchase and the approximate cost of each item. Ask for your child's input when making the budget, and you will craft a wonderful teaching opportunity. When they help determine how to spend their back-to-school dollars, they will learn that if they want the more expensive sneakers or jeans, they will have to buy less expensive versions of the other items on their list.
About the Author:
Faye Prosser is the author of "The Smart Spending Guide", December 2005. Her mission is to help others become effective advocates for themselves and their hard-earned money. She teaches people how to budget, reduce debt, and save tremendous amounts of money on groceries and everyday purchases. For more information on "The Smart Spending Guide", the Smart Spending Coupon Organizer or Smart Spending Workshops, visit her website.
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