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Michele Borba Michele Borba
Dr. Michele Borba, Ed.D. Educational Consultant

Choosing the Right Chores for Kids - Several years ago I learned a Mommy Secret from my girlfriend about kids' chores that I've never forgotten. Cindy and I were busy chatting away when she announced to her kids: "Chore time!" As quick as a wink they jumped up from playing and began their chores.
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Gary Foreman Gary Foreman
Certified Financial Planner

Canceling a Credit Card - Both my husband and I are recent college grads who are in over our heads in debt. My credit card is the worst and I was curious as to whether I need to cancel it or not. We never use it, so is it really necessary to cancel it? What exactly happens when you close an account? Is it a strike on your credit history to cancel a credit card? Is the only benefit of canceling a card the certainty of not using it?
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Fourth of July!

July 4th is almost here. Celebrate Independence Day this year with crafts, recipes and plenty of other ideas. Here are a few examples to get you started...

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Fun Picture Riddles Help with Letter Recognition: Scholastic has done it again, releasing yet another fabulous book in its popular I Spy series. This time Jean Marzollo's witty riddles married with Walter Wick's vibrant photographs make for a fun and engaging read for children of all ages. Through the seemingly magical power of rhyme and repetition, children will obtain several early reading skills without even trying!





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