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Old 02-26-2005, 07:07 PM
RobertaD's Avatar
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Money saving ideas

What are your top money saving ideas? Below are what I do to save money and time.

Shop grocery sales, use coupons and store discount card as much as possible. Stock up on meats when on sale buy pork loin and have cut for chops & roast, buy whole ham and cut for steaks, chunks for soups and casseroles, buy hamburger in bulk and repackage into meal sizes.

Cook in double or triple batches for the freezer or later in the week. Cook a roast/chicken and use for 3 meals first as meat with veggies thenas a meat & noodles dish and finally as a stew/soup. Freeze chili/soup for later meals. Cook spaghetti sauce to use for spaghetti, lasagna, meatball sandwich, etc. to pull from the freezer for quick meals.

Limit takeout/drive thru meals by planning meals ahead and using leftovers now or freeze for later.

Wash in cold water using 1/3 C vinegar as the fabric softener (bought by the gallon) and use 1/2 of the recommended detergent.

Borrow books, magazines, video/dvd, cd from the library. Take advantage of free activities such as story time, reading programs, family evening events.

Roll your own cigarettes. I'm able to roll cigarettes for my dh which cost us $22 for the equivilate of 2 cartons. I've saved another $20 by not buying at the grocery but at a discount smoke shop that has coupons on the cans of tobacco.

Shop the used stores and garage sales for things that you need first before buying at a retail store. Better yet let friends & family know what you are looking for as you might get it for free.

Grow your own produce, herbs, fruits and freeze, dry or can your surplus for later.

Use the dry clean at home cloths instead of taking everything to the cleaners.

I'm looking forward to seeing what others do to save money.

Roberta
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Old 12-06-2006, 03:49 PM
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I shop sales and try to make a list of what I want or need. I sometimes do coupons especially for shavers for my husband and I get the coupons from my mothers paper(she doesn't use them at all)

I pack mine and my husbands lunch so that we don't have to eat out.

I stock up on b-day and christmas presents when they are on sale even if the need isn't there yet

I also love to shop at thrift stores you never know what you will find. BB
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Old 12-11-2006, 08:54 AM
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On the grocery bill: Buy things that can be used for more than one thing, like ground beef, or a roast that can be cut in half. Use coupons in conjunction with sales. Try to find a space to grow some veggies, even in the winter.(I grow cut and come-again lettuce, tomatoes, cukes, green beans, strawberries, and a few herbs indoors). This will really save a lot!

On utilities: turn off the lights lol! I'm not going to sit in the dark, but every light in the house doesn't need to be on. If you can, switch regular bulbs to flourescents--we have saved quite a bit. Turn down the heat and wear a sweater. And wear an outfit a few times before you wash it--sometimes all it will need is airing out, unless it's really dirty. I have gone from a load of laundry a day to 4 loads a week, including bedding, by doing this. I also insist on reusing towels at least once!
And my personal favorite: try making your own cleaning products. I was very skeptical about this one lol, until I tried a few. Now I'm a convert! Thay are cheaper and in some cases more effective and usually safer, too.
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Old 01-19-2007, 03:28 PM
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My three tips for saving pennies (and pennies add up):

1. Close the curtains and blinds if it's either too hot or too cold. In the summertime, keep 'em closed during the day; it's not "airing out" the house if you're letting in sunlight that will heat it up even more. During the winter, keep 'em closed anytime it's cold; funny how that little piece of fabric or closed blinds will keep in a significant amount of heat that you're pumping into the house.

2. Don't pay for 411. So many of us are stuck in the old habit of just calling for a number or address. Either get the info online or, if you must call for it, call for free through 1-800-free411.

3. Add water to all your store-bought liquids. This goes from drinks to cleaning fluids. You won't taste the difference, and it won't dilute anything to an extent that it makes it less effective. Instead, it makes it last longer so you won't have to buy so much so often.
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Old 03-10-2007, 08:56 PM
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Happy face

Without realizing it, I accidently stumbled across a money saving tip on dish soap. I bought a pump for my kitchen sink for my dish detergent. I noticed that I used much less. A bottle of dish soap lasts much longer, useing the pump instead of free pouring it on to the sponge, or in the pan of water.
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Old 03-10-2007, 10:25 PM
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Some of my favorite money savers are -

I watch the sales not only at the grocery stores but also the drug stores. Here Walgreen's frequently has milk a $1 cheaper than the grocery stores. I also use coupons, preferably doubled.

I make soups with leftovers from the week. I also rarely use processed foods. Many have so many artificial ingredients & way too much sodium. We prefer spices, herbs, & garlic. I buy my herbs & spices at the health food store a couple times a year. Instead of paying dollars a jar, I get fresher for pennies.

I go to the library to borrow books. And I go to their sales & yard sales to get paperbacks usually for 25cents each. Then I swap those with friends, LOL.

I go to yard sales, church sales, and estate sales. Go later in the day & they usually want to get rid of everything so will usually give an even better deal.

I buy those dry facial wash towelettes. I cut them in half when I get them (on sale with a coupon!)

Hit the stores after holidays for things for later in the year, birthdays or for next year.

I have a drawer where I store gifts. If I find something that will work for several people, I buy as many as I can. I shop year around for Christmas gifts and keep a list in my planner so I don't forget.

I buy greeting cards at the dollar store usually 2/$1. I look over the boxes of cards & will buy a box of all occasion to have on hand if they are decent. I also keep some pretty blank note cards on hand if I need a card & don't have one.

The dollar stores & places like Big Lots often have stuff we use at a real discount. I just have to be careful & not get carried away.

Pippe
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Old 03-12-2007, 11:26 AM
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Happy6--that trick also works well for shampoo. I also put a rubber band around the pump's neck--it only goes down halfway. You use less and the results are the same.
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Old 03-12-2007, 11:45 AM
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I made my own 2in1 shampoo/conditioner with free or nearly free shampoos & conditioners I've bought over the last couple of months.
I found 2 parts shampoo to 1 part conditioner works well for us. And we still have conditioner for when we need a little extra "deep" conditioning. We have the convenience of a 2in1 without the expense.

I've been using Dawn dish soap in my bathroom soap dispenser as I was able to get a big bottle for $.60 after the sale & coupons. I mix 1/2 liquid soap to 1/2 water.

Roberta
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Old 03-12-2007, 12:24 PM
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I'm doing this as an experiment--I just began a few days ago and will post the results. I'm cleaning my hair with baking soda and a vinegar rinse. I'm surprised to find that it's working! But, I don't use any styling products so that may be a factor in the effectiveness. The baking soda seems to suck up the oil and works as an exfoliator on my scalp. The vinegar makes my hair shiny. I was doubtful about this--I really was. I've had to wash my hair daily for years. But it's been two days and my hair is not oily at all, though I did rinse with plain water last shower.(Sorry--I don't know how I can not shower daily and still be...pleasant, lol!)

Lol Roberta--I have been known to sneak dish soap into the bathroom. As well as to wash dishes with baby shampoo or laundry soap. And a hairstylist friend of mine reccomends washing your hair with Dawn once a month to get rid of build up.
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Old 03-12-2007, 12:30 PM
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Goodness

Lots of good tips on here today.

One thing I would like to warn about with mixing any liquids that come in contact with your hands or body.

If you are mixing with water, use Distilled water not tap. Tap is cheaper but it can get stagnant and all those extra chemicals can cause your skin to break out. Distilled water cost less than $1.00 a gallon so you get alot for a little and its much safer on your skin.

Anna
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