Now that many banks and credit unions offer free or very-low-cost online bill payer services, it just doesn't make sense not to avail ourselves of this easy option. You choose the bills, enter the account numbers, and select manual or automatic payments. The bank does the rest! You will save not only time, but money in the form of postage, checks, envelopes, and no more late fees - and the peace of mind is the best part. It's practically fool-proof, but if anything does go wrong, the bank supports and assists you, and will even contact your creditor/merchant to straighten out any problem. Try it, you'll like it!