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How To Avoid The Credit Card Trap

Click here for a printable version of this tip

Late-payment fees are rising for credit-card users.
Grace periods are falling.

Late fees are often as high as $25, up from about $15.

The period before the late fee kicks in, which was five to
15 days, is being eliminated, to as little as one day.

SELF-DEFENSE: Mail payments for credit-card bills
on time.

HELPFUL: Mail each bill at least one week before it is
due, giving your card issuer.

Source: Marion Buhagiar: "The Book of Secrets"
(adapted)

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