Author Archive

After Bankruptcy Blues

February 12th, 2013 posted by Gary Foreman

My husband and I got ourselves in a bad position a few years ago. I lost my job and went from excellent credit to bad credit in just under three […]

Should We Fix Our Mortgage?

February 12th, 2013 posted by Gary Foreman

“My husband got us into a variable rate mortgage and I would like to change it to a fixed rate. We are paying 8% now and I am scared about […]

Vacation Savings

February 12th, 2013 posted by Gary Foreman

It’s time to get the suitcases out of the attic and start thinking about the great family vacation! And we can expect to spend pretty freely to support that get-a-way. […]

Way Cool – Keeping Cool In Summer

February 12th, 2013 posted by Gary Foreman

It’s that time of year when most of us begin to wonder how we’ll keep cool in the summer without running up a huge electric bill. And there should be […]

Why Budgets Fail

February 12th, 2013 posted by Gary Foreman

Failure. Don’t you just hate to fail? Especially when you’ve invested time and effort into a project. But it happens all the time. Especially for people who are starting to […]

Saying ‘I Love You’ for Less

February 12th, 2013 posted by Gary Foreman

Gary Foreman This is for the frugal romantic. Last Valentine’s Day I had $8. I went to the local grocery store and bought gladiolas (the cheapest flowers I could find […]

Baby Makes Three

February 12th, 2013 posted by Gary Foreman

Your friends are planning a baby shower. Mom’s tummy is growing and she looks more radiant every day. The happy parents are making plans for the baby’s room. All this […]

More Fun – Less Money

February 12th, 2013 posted by Gary Foreman

“In my search for simplicity I continue to struggle with over-spending. I’m sure there are plenty of people who face the same difficulty. Two of the largest areas that I […]

Selling Your Used Goods

February 12th, 2013 posted by Gary Foreman

We have furniture and other wares from a five bedroom home in storage. Eleven pallets have been there for 4 years. We would like to take it out of storage, […]

Storing (and finding) Plastic Containers

February 12th, 2013 posted by Gary Foreman

What a Mess! Akk! When I open up my cabinet of plastic ware, yogurt containers, etc., it’s worse than Mr. Magoo’s closet! What can I do to keep them straight, […]

Way Cool

February 12th, 2013 posted by Gary Foreman

It’s that time of year when most of us begin to wonder how we’ll keep cool in the summer without running up a huge electric bill. And there should be […]

My Junk, Your Treasure

February 12th, 2013 posted by Gary Foreman

Yard sales, or in some parts of the country ‘tag’ or ‘garage’ sales, can be a lot of fun whether you’re the buyer or the seller. But, a successful sale […]

Save Yourself 10% on Gas

February 12th, 2013 posted by Gary Foreman

Recent gas price increases have many people complaining. There are many reasons given for rising prices. And depending on your political and economic bent, you may choose to blame OPEC, […]

Realistic Credit Repair

February 12th, 2013 posted by Gary Foreman

by Gary Foreman Q: My husband was out of work for 2 years. We were forced to live off credit cards, so we have 5 cards that are close to […]

Obtaining Free Credit Reports

February 12th, 2013 posted by Gary Foreman

Q: My husband will not get a credit report because he believes it costs too much. I told him that it is free once per year. He said it is […]

Bartering For Bargains

February 12th, 2013 posted by Gary Foreman

“I just read an article on joining a bartering club in order to barter for bargains. The fee to join the club is $350. Is it worth it and are […]

Before The Sale

February 12th, 2013 posted by Gary Foreman

You’ve decided to sell your home. But before you put a sign in the front yard and hire a real estate agent what can you do to make sure that […]

Cancel Our PMI?

February 12th, 2013 posted by Gary Foreman

My husband and I bought a house 18 months ago. We went in with less than 20% down, and so are stuck paying mortgage insurance to the tune of over […]

Canceling a Credit Card

February 12th, 2013 posted by Gary Foreman

Family Fun Tricks & Treats : 100 Wickedly Easy Costumes, Crafts, Games and Foods Familyfun Parties Q: Both my husband and I are recent college grads who are in over […]

Charity or Scam?

February 12th, 2013 posted by Gary Foreman

You want to help those who are less fortunate. That’s good. And you’re not alone. According to the American Association of Fund-Raising Counsel, giving in the U.S. by individuals rose […]

Christmas Gift Challenge

February 12th, 2013 posted by Gary Foreman

“It’s beginning to look a lot like Christmas…” You can tell because everywhere you go someone is trying to sell you something! Stores began decorating weeks ago and the TV […]

Dress Better For Less

February 12th, 2013 posted by Gary Foreman

Style. That elusive characteristic that helps define who you are. Some people have it in great abundance. Some people spend their lives searching for it. Whole magazines are dedicated to […]

Drowning in Debt – Behind in Credit Card Bills

February 12th, 2013 posted by Gary Foreman

by Gary Foreman Q: My husband and I have one credit card debt to the tune of about $3500. I cancelled the account so we can’t charge any more. We […]

End of Lease: Now What?

February 12th, 2013 posted by Gary Foreman

Q: My husband and I have really started getting serious about getting out of debt. About 2 years ago we decided to lease a maxed out Suburban. It is our […]

Going Out For Less

February 12th, 2013 posted by Gary Foreman

“In my search for simplicity I continue to struggle with over-spending. I’m sure there are plenty of people who face the same difficulty. Two of the largest areas that I […]

Grocery Budgets

February 12th, 2013 posted by Gary Foreman

Q: I am looking for someone to tell me how to go about making a budget for our family’s groceries. I have no idea as to how to even start. […]

I’m Out of Money

February 12th, 2013 posted by Gary Foreman

I already buy items on sale. I don’t make extra trips in the car. I do 2 or more errands during the same trip. I don’t eat out, go to […]

When Grocery Coupons Won’t Work

February 12th, 2013 posted by Gary Foreman

I am frustrated! I always read about people who have many options in saving money. My husband and I have 3 children plus child support for his two. I work […]

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Featured Contributor

Cindy Rowe
Cindy Rowe (7 Posts)

Cindy Rowe is the owner/editor of Crazylou Creations blog. On the blog, you will find a little bit of crazy, and a whole lot of fun! As a FT working mother, she still finds time to create crafts, play around in the kitchen, plan parties and exercise. You'll find all of this and more on her blog!


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Orange Carrot Less-Drip Ice Pops

Parents are always looking for ways to sneak some vegetables into their child’s diet. Well, unless your kids are avid carrot lovers, just call these orange ice pops — they’ll […]