Sarah-Jean, it absolutely belongs in this thread and welcome! Good for you in being able to take advantage of the discounted prices!
Anna, I don't believe it matters where you are if you are a teen and you have a car, the insurance is expensive. That is the reason that I have my son's car in my name till he turns 25 (3 more years) as the premium is ridiculous! Rachel's car is expensive too, $107 a month for that piece of crap but, with me working full time I depend on her more and more so...but yes, your sis and bil should absolutely be talking about that and about him getting out and getting a job.
Today's frugal...just work, bringing lunch to work then home to make supper. No big plans and that works for me.
I will have the a/c on, supposed to be 90 F today so I have it set and windows closed, it's 72 in the house now so hopefully windows closed and drapes closed will retain the cool longer.
Hope you all have a lovely day, I'm sure I'll be checking in at work!
Lisa 
__________________
Jacob was a cheater, Peter had a temper, David had an affair, Noah got drunk, Jonah ran from God, Paul was a murderer, Gideon was insecure, Miriam was a gossiper, Martha was a worrier, Thomas was a doubter, Sara was impatient, Elijah was moody, Moses stuttered, Zaccheus was short, Abraham was old, and Lazarus was dead...Now, what's YOUR excuse? Can God use you or not?---God doesn't call the qualified, He qualifies the CALLED | 
. I used it for years when dh and I only had one car to get to and from work downtown. It was cheaper back then I think 60 cents each way, LOL!
. We're glad to have you join us and learn about frugal ways not only here in the US but across the pond too.
