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Location: Originally from the Home of the Super Bowl Champs!
Posts: 9,692
Are you making plans to become more frugal this year?
With the start of a new year, have you decided to become more frugal?
If so, how do you plan on doing it?
We have a frugal forum here at FC that's packed full of tried and true tips from our members. Everyone posts about what has worked for them and what hasn't. The support from members in that forum is absolutely great! Everyone is welcome to join! Don't be shy about asking questions...there's always someone there to help!
Yes, we're going to be tightening the belt even more this year 2009. Doing more homemade meals or supplements such as homemade tomato juice instead of buying premade, growing a garden 3 X the size of ths past years, planting from heirloom seeds instead of buying pregrown (we already have a grow room we haven't been using so we could start them as early as we want, paying our property taxes off early instead of waiting till the end of the year as we did this year.
Anna
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I’d Like To Help You Out.. Which Way Did You Come In?
We will definitely be tightening our belts this year. We have incurred some medical bills and credit card debt due to last-minute travel when FIL passed away this year. Our goal is to have all debt erased by June.
Definitely planning on becoming more frugal this year. There are so many areas that I need to improve on, the main one being buying take-aways and ready meals. So my plan for January is to meal plan and prepare extra so that I can put in the freezer, especially as I have just started working full time.
I also wish to do more with the vegetable garden this year.
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Have nothing in your houses that you do not know to be useful, or believe to be beautiful. William Morris.
We have to save and a lot! Dd#2 is getting married in Oct. Don't know how we're going to get it all done, because it will be 2300+ miles away. Thank heavens my sil has offered the use of her BIG house and grounds. I'll have to fly in 1 or 2 weeks early to help get everything ready. Another adventure!
dh has been so great about getting the credit cards paid off and only have 2 left we manage carefully. Buy what we need and pay it off asap! We only purchase medications on one, and mine add up to over $300.00 a month. We have been tightly watching the financial investments as several took a big hit. My portfolio went down to half, and I know dh's went down quite a bit too. But, I know from years before that God will take care of us and I don't worry about. I do what I can and God will do the rest.
My dh was laid off for 3 1/2 months. I had 2 young children and we were in a rented duplex. The owners had dh do some needed repairs, and said when we could we could make payments. Most landlords would have put us out. I began to keep children 24/7 and bring in $300.00 a week cash. It helped get our utilities back on and keep them on, not to mention put some food on our table. A friend of dh's took him fishing and they came back with 3 HUGE bass, we had been out of meat. One of these fish was big enough to take up 2 lg. baking sheets filleted! We've trusted God at his word and never been without food or shelter, but we've never been "rich" with money. We are rich with family, friends and love
Vivian, trust in God, he always provides, maybe not how we ask him to but he does.
I'm pretty much going with what everyone else has said. I'm pretty frugal already but am going to crack down even harder. I really do hope I find a job fairly soon. There's a new Walgreens going in about 10 miles from my house, going to keep an eye open for the job postings.
I need to use my coupons more, I use them but not like my idol, Roberta! Also plan out my meals better and use what we have on hand instead of being lazy and just getting a pizza, it does add up.
I am definitely going to try to be more frugal this year and start trying to get out of debt. I know there are a lot of ways I can improve on. I am going to think twice before spending for one thing. I am looking forward to finding some new ideas on this thread.
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We turn to God for help when our foundations are shaking, only to learn that it is God who is shaking them. - Charles C. West
I am going to the commissary next Thursday would go sooner but can not. Going to make my list and NOT diviate from it. Short of something really great on a even greater sale. I will check out the freezer to see what is what there and lots of meatless meals at least for next couple months. And use a coupon where ever I can
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Thought for the Day
To accomplish great things, we must not only act, but also dream;
Not only plan, but also believe.
This time, the theme is going to be autumn/Halloween so your stories need to use smilies to express as many words as possible and your story should be focused on anything that has to do with autumn or Halloween.
Members will be allowed to submit one story pertaining to a Halloween story and one story pertaining to an autumn story. Please click here to enter!
Special thanks to RobertaD for sponsoring this contest. Be sure to visit her Avon website!
We have to save and a lot! Dd#2 is getting married in Oct. Don't know how we're going to get it all done, because it will be 2300+ miles away. Thank heavens my sil has offered the use of her BIG house and grounds. I'll have to fly in 1 or 2 weeks early to help get everything ready. Another adventure!
It's time for another smiley story contest!
