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| Tired of Debt Reduction
Me too. We have so many medical bills (and they vary greatly). So much so that my husband has to work two jobs. We are forever behind on bills, and every once in a while I will get mad about it and we will just go have a fun night (still keep it cheap) we know where the deals at restaurants are, coupons, BOGO deals are on certain nights. Everyone needs to splurge every once in a while.
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Great thread!!!
__________________ "Do the best that you can where you are, and be kind." by Scott Nearing |
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I try to cut expenses so eatin out 1 x a wk is ok, heat turned back to 68 and throws , blankets or hoodies available to warm up if sittin around, i dont use dryer at all (actually threw ours out after 30 yrs it was shot) i dry on racks over heat vents or on line yr round, it takes 2 days to dry outside but its still dry, small things add up, my husband likes breakfast out but i dont so he goes alone to buffet at ruritan n meets friends, no use payin if i dont like it, bilss arrrgghhh, i hav pd on highest int rate 1 st but basically i just keep eye on the end, i just kno it ll get there someday
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For the first time in over 20 years I am almost debt free. I own about $50 on my Kohl's card and a year more on my student loans and that's it. My dh pays our mortgage and owes a bit on his credit cards). I am able to pay my bills on time though have to admit there isn't a whole lot left over at the end of the month. I do try to save what I can. I have been very frugal over the past year not buying books but using the library, not going to the movies every week but using Netflix (which is $9 a month but I can watch 4 movies for the price of one movie theater admission). This year I am going to try to cut down on eating out. I also want to stop buying clothes unless absolutely necessary. I just have too much stuff so want to get rid of it.
__________________ “Before you speak, it is necessary for you to listen, for God speaks in the silence of the heart.” ~Mother Theresa |
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