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I collect change and cash it in once or twice over the course of the year. I put this money aside in my "secret hiding place" and don't touch it until it's time to shop. For the first time this year, I am doing all of my shopping with cash. When the cash runs out, the shopping is done. This definitely curbs the temptation of throwing one more thing in the cart. I haven't used credit cards for many years, but even using a debit card caused me to go over budget.
I also pick up stocking stuffers over the course of the year. When I find stuff for a really good price - or free - I get it and put it in my Christmas box with a list of everything I have bought so far so I don't end up getting duplicates.
__________________  Kathy
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How do you put money aside each year for Christmas gifts? 
Since it will soon be time to think about Christmas 2012 budgets I thought maybe someone had a good method they would like to share with others! What's yours that especially keeps the spending in line with what you can afford?
cat lover 
When I was young we used to go "skinny dipping"; now we just "chunky dunk" 
