At this point I don't think it would hurt. lol. I don't have enough info in there to really be losing anything. The other day I recorded a payment I made on a cc and it added instead of subtracting. Obviously, I have made a mess of it. I am really excited about using it still! After 2 years of struggling due to illness, I am seeing the light at the end of the tunnel. I want to use it as a tool to plan my fiancial future, now that I have one again. I did'nt use the wizard because I don't have a checking acct. Strictly, cash or money order. I recieved a substantial raise today

so a checking acct may be next. Savings acct. definitely. I need to ask dd about deleting and reloading. Shes my personal wiz

I'll let ya know how that goes. Also, the challenge of learning to use it would be an accomplishment for me to work towards.