I am with you, Vivian. It isn't worth going into debt over. In fact, we have quite a few friends who don't believe in decorating or gift-giving at all. The only decorating the do is the creche scene and Christmas day is for gathering together with family over a nice meal. I kind of like that. Although, I must admit that I truly do enjoy giving gifts and get a lot of joy from that.
Cherylpearl, what is Holiday blessing mix? It sounds really neat.