Wow ya'll have really put some great ideas out there for me!
I have heard a lot of people reccomend paying off the smallest debt first for the instant gratification! I am going to mull over these ideas and make me a grid (I really like that idea!) and begin attacking these credit cards with more vengence!
I was wondering if I combined your ideas:
1) Pay extra on the highest interest card.
2) Pay extra on the smallest debt.
3) Make minimum payments on the rest.
Do you think this would be a good plan or just confuse me more?
I'm a little skeptical about debt consolidation companies though. Will that not screw up my credit rating?
