Hi again,
Oh! do I have a horror to tell about some companies that i had credit cards with, but I would just like to pass along that most companies will not work around payment plans and reducing your interests rates even if you sending them a larger payment. I would try to Debt consoldate "Profinia" is great company to help you do this, After about 3-4 months of the payments going out, the credit companies SOME will reduce interest rate and cancel late fees all together. We were in so deep that we had to Rent this very high apartment, cause our credit would not go for a house. We would live to the most of what we got, but now that i plan,organize,go over plans of bills, and consoldate we are living a happier life. I hope this helps to who ever reads.......
Mrs. Richardson