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The first thing you should do is to make a list of each debt along with their interest rate and balance.
Then realistically, you should pay off the higher interest rate ones first.
If you could pay the minimum balance plus the interest each month. If you can pay more.
For future purchases.. first.. Call your credit card company and ask if you are eligible to have your interest rates lowered. If you are then all future purchases would accumate at the lower interest rate.
Consolidate.... if you have a low interest card, it may be beneficial to transfer a higher interest rate card to the lower one. Not only that, but your minimum payment might be lower on the combine one then the two or three together. (I did this and had it paid off in no time).
Hope this helps. If I think of others I will let you know.
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