[ctealady]

Ok, to make a long story short. I've been going to a Chiropractor because I have migrain headaches. My husband was with me when the Chiro had us sign an agreement that we would pay $323 a month until March of this year for visits three times a week. After a month of going the financial strain impossible. We have no health insurance and I was going through some health problems at the time and paying everything out of pocket. Well, I ended my visits to the chiropractor and told him then that I couldn't aford it right now. He wanted to put me on another payment plan which would be lower then the amount I would be paying. I said I couldn't afford it right now. So then he said don't worry about it, just keep coming in and pay whatever you can. I didn't want to do that because I felt weird taking services for something I couldn't afford to pay. Finally he got the hint and said I would have to come into his office to make payment arrangements for the services I already received. I told him I would, but I didn't. I felt uncomfortable. I talked to the ladies at the front desk and got the outstanding amount I owe. I told them I would pay whatever I could but right now I am having financial problems. Well tonight he calls my house at 9:45 pm at night telling me if I don't come into his office to make a payment arrangement or to pay the balance in full, by tomorrow, he was going to file small claims court against me and there would be a $70 fee added on to my bill.

I know I'm responsible for paying my balance. I know this. I am not mad about that. But the DR is calling me late at night and playing collection agency at the same time? He was very rude and made me feel very uncomfortable. I don't feel comfortable going into that office!! My husband said we could go ahead and adjust some bills and pay the Chiro tomorrow. I just don't want to deal with him because he was so rude to me.

Any suggestions on how to deal with this?