Miracle: My daughter lost her job due to 9-11 and needed health insurance like you do. She couldn't afford the Cobra either. She called U.S.A.A. and got fairly good insurance for a good price. It has a high deductible though, so is mainly good for major problems. To belong to U.S.A.A., you have to have been a member of the service, or your parents have to have been members of the service. Call them. I believe Amy's insurance is about $260.00 for 3 months, but then again that is only for one person. It was the best we could find for the price. Golden Rule (or Golden Door) Insurance has also been good in the past. It is also fairly inexpensive. It is not available everywhere, but is worth a try. Also, maybe your town has health clinics for people caught in your situation. I know we do. Call Planned Parenthood, call your doctor, ask around. Good luck. It is a scary feeling to be without insurance. Hope something works out for you.