Well, it's not frugal yet, but..... they found my oldest ds's father (in Arkansas

!) and if he pays what he owes I'll be a happy camper!
He is $16,400.20 in arrears
PLUS $9,497.77 in intrest has accumulated on the arrears for a grand total of
$25,897.97 !!!
If my ds goes to the college we want him to go to, that amount would cover tuition for 4 years!
Unfortunatly, I don't think that we will ever see a penny of it, but dreaming is definatly (sp?) frugal
V.