Getting a family pet can be one of the most rewarding things for a child. The pet provides companionship, entertainment and exercise. But sometimes the wrong pet for the family style and needs can be disastrous.

Many pets require a certain type of care. Some dogs, for example, require more money as well as physical interaction and attention. Without proper attention, they can start to act strangely, chewing up things and sometimes even biting or growling.

Some other mammals, especially the small ones, don't demand as much and may be better suited for certain people. The smaller mammals, such as rats, rabbits, hamsters, and guinea pigs, are not only less demanding, but also less expensive.

How does one decide if they can afford a pet? When deciding if you can launch into this addition to the family, don't forget to factor in the pet's love it will provide in return. This is something no one can put a price tag on.

After deciding what the initial purchase fee will be, the prospective owner must look at food, vet bills, cage (if required), and any accessories that may be needed. Another consideration is if your family is away from home much. Will pet sitting be a regular expense?

A dog can cost $13,000 or more over its lifetime. A third of that goes to food, and another third for the vet bills. The other third is spent on training, collars leashes, toys, etc. A cat will cost significantly less, with small mammals, reptiles and fish trailing behind.

Food can be an overwhelming expense if you have a large and active animal, such as a dog. There are ways to get around this expense if you are creative. These have helped us in the past:

• Buy in bulk quantities at discount pet superstores
  
  
• Avoid buying food from the vet, unless your pet has a specific health problem
  
  
• Don't over feed the animal
  
  
• Learn to make some of their food - it's easy, healthier and cheaper