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| | * Switch From A Bank To A Credit Union. Larger credit unions offer free checking, low or no annual fees on credit cards and excellent rates on car loans. * Buy Home Heating Oil In The Summer. If you are a do-it-yourselfer with extra space, you can buy a used second tank (check local laws about installation and inspection). * Change The Oil In Your Car Yourself. It's easy when you know how. * Review Your Insurance Policies. Take higher deductibles where you can afford them and eliminate coverage that someone with your lifestyle does not need. Also, check with your agent to make sure that you are getting any discounts to which you are entitled. * Make Your Own Popcorn. The average family can save $100 a year this way. * Rent Videos Instead Of Going To The Movies. Better yet, check them out for free, from your local public library. * Reduce Smoking By 3 Cigarettes A Day. Or give up the habit altogether and save even more. * Make Pizza From Scratch instead of having it delivered. * Give Personal Services Rather Than Store Bought Presents. And make your own greeting cards, instead of buying them at the store. * Share A Newspaper Subscription With Your Neighbor. Do the same with magazine subscriptions. Or take what your library would otherwise throw away. Source: Amy Dacyczyn, "The Frugal Zealot" (adapted) |
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